Having Trouble getting Auto Loan !!!! HELP ME PLEASE!?

hello guys! i got refused for couple online Auto loan lenders (Road loans,Capital one,Cars.com,Autotrade... Etc...) due to my credit card balance is too high and my credit score is around 610,some local dealers offer loan for bad credit,is that true?? i don't care about high interest,and i just looking to loan $7000 for a $13000 car. god bless you!!!!!!!

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